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Apartment Loan Calculator
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This calculator will compute several important factors for determining the potential and viability of an existing or proposed residential income property. Factors calculated include: DSCR (Debt Service Coverage Ration), NOI (Net Operating Income), NIM (Net Income Multiplier), CAP (Capitalization Ratio), and more.
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Property Information
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Help & Instruct
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Purchase Price:
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To recieve help and/or instructions on any given line item, click inside the adjacent entry field.
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Down Payment: %
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Loan Term (Years):
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Interest Rate (%):
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Payment Type (Select P & I or Interest-Only):
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P & I Payment ($):
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Closing Costs ($):
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Gross Scheduled Income (GSI):
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Vacancy Rate (%):
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Number of Units:
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Other Income (Annual laundry, late fees, etc.):
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Capitalization Rate Required (Optional):
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Annual Opertating Expenses
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Help & Instruct
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Accounting ($):
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To recieve help and/or instructions on any given line item, click inside the adjacent entry field.
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Admin/Legal/Bank Charges ($):
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Advertising ($):
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Electricity ($):
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Elevator ($):
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Gas ($):
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Landscaping ($):
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Legal ($):
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Maintenance & Repair ($):
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Payroll Taxes ($):
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Permits & Licenses ($):
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Pest Control ($):
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Pool ($):
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To recieve help and/or instructions on any given line item, click inside the adjacent entry field.
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Property Insurance ($): %
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Property Management ($): %
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Real Estate Taxes ($): %
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Security ($):
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Supplies ($):
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Telephone ($):
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Tenant buyout ($):
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Trash ($):
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Water ($):
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Other ($):
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Other ($):
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Income Statement & Cash Flow
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Explanations
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Gross Scheduled Income (GSI):
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For an explantion of any result, click in the adjacent result field.
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Less Vacancy:
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Total Actual Annual Income:
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Other Income:
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Gross Operating Income (GOI):
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Total Operating Expenses:
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Net Operating Income (NOI):
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Annual Debt Service (Mortgage Payments):
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Before Tax Cash Flows:
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Key Operating Ratios
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Explanations
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Capitalization Rate (CAP):
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For an explantion of any result, click in the adjacent result field.
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Cash on Cash (COC):
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Gross Rent Multiplier (GRM):
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Net Income Multiplier (NIM):
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Debt Coverage Ratio (DCR):
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Expense Ratio (ER) per Unit :
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Price Per Unit:
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Property Value Based on Required CAP Rate (if entered):
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